• Coalición busca evitar embargos de casas. Los principales actores del sector hipotecario en Estados Unidos, como son los bancos, los intermediarios inmobiliarios y la administración federal, han lanzado una campaña para tratar de frenar el auge en la morosidad
  • Home builders' foundations shift with shaky market. Even as home buyers were being offered a free washer, dryer, refrigerator and window blinds, plus 5% off the price or in cash to pay closing costs, business was dragging at Reeves Williams' communities. So at
  • National homeless number raises as Fed cuts housing program (Chinese). 【美聯社七日電】近年來,全國無家可歸者人數上升,麻省有官員將其歸咎於是由低收入,住屋費用高昂,住屋被銀主沒收增加,以及聯邦和州府削減房屋資助計劃等等造成。 聯邦跨部門無家可歸者問題委員會主任曼加諾說,來自聯邦房屋部的數據指出,每一個晚上全美國約有75萬名無家可歸者露宿街頭,其中約有4成是屬於無家可歸者家庭。他指出,現時美國整體無家可歸者的數字,已比數年前增加,但沒有人能夠準確指出無家可歸者家庭的確實數字,因為每一州的申報規定,明顯不同。他說:「我們渴望會有更多州份加強追查這種數據。」他希望各州進行研究得出數據,不要依靠猜測和道聽途說。
  • American Dream becomes debtor's nightmare. Soledad Aviles dreamed for years of owning a home, with a plot of land where he could grow corn and chiles as he did in his native Mexico. So he felt blessed last year when
  • Credit scores need be good, not perfect. Whether you're considering buying a new home or refinancing an existing mortgage, credit scores matter more than ever. To find out what consumers need to know about their credit reports and scores to get the
  • Tax relief for distressed but not the rest. In a tax-Peter-to-pay-Paul move, the House voted Thursday to permanently remove the "phantom income" tax penalty that haunts financially distressed homeowners whose debt is partially forgiven by a lender after a foreclosure or a short
  • Mortgages for those who lack credit history. CitiMortgage plans to announce today that it has set aside $200 million for mortgages to Washington area residents who have limited credit histories and therefore often end up with high-cost or risky home loans. CitiMortgage, a
  • Mortgage brokers' sleight of hand. *The following op-ed, Mortgage brokers' sleight of hand, written by Harvard Law School Professor Elizabeth Warren, was published in the Boston Globe on October 2, 2007. In the past five years, if you called a mortgage broker
  • HUD sued over down-payment rule. Two nonprofit organizations have sued the Department of Housing and Urban Development in an attempt to overturn an agency decision that bans seller-financed down-payment assistance to some low- and moderate-income home buyers. Gaithersburg's AmeriDream and
  • Self-employed face difficulty finding mortgages. David Brannan, 44, of Monroe, N.C., is co-founder of a software company that's been in business since 1989. He and his wife have owned their home for 18 years and are in the process of buying a
  • Insurance for the next Big One. There is impeccable logic to the argument that taxpayers should not be made to pay for the risks incurred by people who choose to live along a hurricane-prone coast or atop a major geological fault.


  • Buy a home now, lose money?. It takes a bit of courage to buy a home in a weak real estate market. But buying can still be a reasonable, financially sound choice for anyone with the traditional reasons for settling down:
  • New house sales drop to a new low (Chinese). 【華盛頓二十七日綜合外電】商務部(Commerce Department)周四(27日)發布的報告顯示,8月份全美新建住宅銷售量大幅下降8.3%,至年率僅79.5萬套,降幅大超市場預期,跌至2000年6月份以來的最低水平。與此同時,上月的新屋銷售中間價格也大跌7.5%,出現自1970年以來37年的最大年度跌幅。
  • Housing slide yet to hit bottom. The latest evidence of a decaying real estate market came in a government report Thursday that new-home sales in August hit their lowest point in seven years. But for a more vivid illustration, look at
  • Latino families scramble to save homes. Araceli Flores was so happy to buy a three-bedroom house that she didn’t ask many questions about the mortgage. The person who helped her didn’t speak Spanish, so Flores flipped through the contract
  • Los 5 nuncas de la banca en Internet. El realizar las transacciones bancarias por Internet tiene muchas ventajas, porque toma menos tiempo que ir a la sucursal y tiene menos riesgos para la integridad física del cuenta habiente. Sin embargo, en la
  • Can't say it's a 'mortgage meltdown'. The term "mortgage meltdown" has become so common - on TV, in headlines and in casual conversations - that you might assume that this is a tough time to get a mortgage. But the reality
  • Venta de casas, en plena caída. El mercado de la vivienda en Estados Unidos continúa mostrando serios signos de agotamiento y, arrastrado por la crisis hipotecaria, no aparece en el horizonte la posibilidad de una pronta recuperación, según
  • Consejos para quienes quieren vender su casa. En un mercado de bienes raíces donde la competencia para vender la propiedad se torna más agresiva, es necesario usar medidas creativas. Hay algunas medidas que usted puede poner en práctica para
  • High appraisals signal change. What's going on with appraisals? In some parts of the country, mortgage lenders -- and appraisers themselves -- say they're increasingly coming in with valuations higher than the contract prices agreed to by sellers and

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