News

2018

October

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  • Getting the lowest rate when mortgage rates are rising. Mortgage rates have escalated recently. The 30-year fixed-rate average, the most popular mortgage product on the market, is nearing 5 percent, according to the latest Freddie Mac data. The last time the 30-year fixed was that
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  • Hurricane Michael prompts Freddic Mac to issue relief policies. In areas where the Federal Emergency Management Agency has yet to make individual assistance available, mortgage servicers are encouraged to leverage Freddie Mac’s short-term forbearance programs for those affected by the hurricane, according
  • Travelers teams up with Amazon to sell home security kits. Travelers, one of the country's largest insurance companies, announced that it had launched an Amazon storefront where its customers can buy discounted home security equipment. The security kits can include cameras, motion detectors, water
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  • 6 ways to avoid the college debt trap. In his recent New York Times article: “The Student Debt Problem Is Worse Than We Imagined”, author and senior director for post secondary education at the Center for American Progress, Ben Miller stated
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  • The economic future isn't what it used to be. Lehman failed ten years and two weeks ago; this coming Wednesday will be the 10th anniversary of the enactment of the Troubled Asset Relief Program, aka the bailout. While many tout its successes, the reaility

September

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  • Katy Tang opposed the adoption of the Costa Hawkins Rental Housing Act (Chinese). 在本月4日的三藩市市參事會議中,市參事佩斯金(Aaron Peskin)提出針對加州10號提案的決議案,支持推翻在1995年通過的「科斯塔霍斯金租管法」(Costa-Hawkins Rental Housing Act),三藩市將可以透過市參事會立法或公投來擴大租務管制。但因票數不足,該決議案送至土地使用及運輸委員會,並於昨日審議。
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  • Three generations share one problem: Student debt. It is the massive, and growing, financial burden weighing on three generations in the U.S.: student debt. Up to 40 percent of Americans have had to put off financial and personal goals in order to
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  • Large student loan debt make millennials unable to afford homes (Chinese). 金融危機經濟大蕭條的十年後,美國學生貸款提高總額達到紀錄新高,房屋擁有率卻持續低於過去幾個世代,特別是那些原本是購房主力的年輕世代。哈佛大學住房研究共同中心資深副研究員史帕德(Jonathan Spader)表示,學生貸款沉重,年輕人被迫推遲購屋。
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  • CFPB pursues first lawsuit of Mulvaney era. The Consumer Financial Protection Bureau is accusing an Irvine company of targeting pensioners with high-cost deceptive loans. The case filed in federal court in Santa Ana might not in recent years have garnered much attention,
 

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