—A Consumer Action ProjectWelcome to the Housing Information website, a project of Consumer Action. The Housing Information site is designed to help you make intelligent and cost-effective home-buying decisions by providing fact-based and unbiased information and tips.
- December 18, 2014 Congressional budget bill kills homeowner assistance program
- December 17, 2014 2014 tax breaks you'll be able to take
- December 17, 2014 Ocwen Financial probed over mortgage compliance reviews
- December 14, 2014 Revisiting mortgages with low down payments
- December 10, 2014 Fannie Mae, Freddie Mac suspend foreclosure evictions during holidays
CA News & Special Reports
Consumer Action INSIDER - November 2014 This month's INSIDER brings you articles about our annual fundraiser and awards ceremony, new MoneyWi$e webinars, our recent coalition efforts to push back efforts by title insurers to roll back regulations, and recent train-the-trainer events, among other topics. Hotline Chronicles looks at why consumers find themselves paying equipment leasing fees to cable companies. ( Saturday, November 01, 2014 )
Five Recent Publications
Tuesday, August 20, 2013
Buying a Home - Leader's Guide. The Buying a Home Leaderʼs Guide provides detailed information, written in question-and-answer format, to help teach potential homebuyers how to navigate the often complex process of purchasing a home. The guide covers such topics as how to choose a real estate professional, how to qualify for a mortgage, and what is involved in the settlement (closing) process. It also explains unfamiliar terms and provides tips and suggestions to help the purchase process go more smoothly.
Monday, August 19, 2013
Keeping Your Home - Protect your investment (Spanish). Las personas que planifican, hacen un presupuesto y ahorran para tener éxito como dueñas de casa tienen muchas más posibilidades de mantener su hogar e incrementar su patrimonio a medida que el valor de su propiedad aumente con los años. Este folleto explica las responsabilidades financieras de los propietarios de una vivienda y cómo administrar estas responsabilidades, cómo mantener y proteger su hogar, y cómo aumentar y conservar el valor líquido de su vivienda.
Tuesday, August 13, 2013
You Can Buy a Home - The keys to homeownership (Korean). 주택 구입은 여러분 생애에 있어서 가장 중요한 구매 중 하나입니다. 이 소책자는 주택 구입 준비, 예상 주택 소유 비용, 적합한 주택 찾기, 모기지론 받기, 그리고 구입 절차 등의 예비 주택 소유주를 위한 중요 정보에 대해 설명하고 있습니다.
Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right home, shopping for a mortgage and making an offer.
Thursday, August 01, 2013
You Can Buy a Home - The keys to homeownership (English). Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right home, shopping for a mortgage and making an offer.
Wednesday, October 03, 2012
ID Theft & Account Fraud - Leader's Guide. This 21-page backgrounder guide is written in question-and-answer format to help you anticipate frequently asked questions about identity theft and account fraud. Reading this guide can help prepare you for in-service or train-the-trainer presentations. Topics include an overview of ID theft and account fraud, how to prevent ID theft, advice for victims and helpful ID theft resources that you can use to find more information or to file complaints.
Monday, October 14, 2013
CreditSmart in Spanish helps people plan for homeownership. Freddie Mac offers online financial tools in Spanish to assist families in achieving the skills needed for homeownership
Wednesday, September 18, 2013
Public access online to Home Mortgage Disclosure Act (HMDA). The Consumer Financial Protection Bureau (CFPB) launched an online tool to provide consumers with easy access to public mortgage information collected under the Home Mortgage Disclosure Act (HMDA). The tool enables greater transparency by helping inform people of trends in their local mortgage markets.
Thursday, August 13, 2009
5 Tips for Shopping for a Mortgage. The Federal Reserve Board recommended 5 tips for shopping for a mortgage for consumers.
Monday, June 15, 2009
Foreclosure Rescue Scams. This brochure highlights common foreclosure rescue scams, and provides resources for Santa Cruz and Monterey County residents facing foreclosure or foreclosure rescue scams.
Monday, April 06, 2009
Foreclosure Mitigation Toolkit for Communities. The Federal Reserve Board of Governors created this "toolkit" to help communities assess the foreclosures in their areas, reach troubled homeowners, and provide support for displaced homeowners.