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CA News & Special Reports

CA News Logo Consumer Action INSIDER - September 2016 The September issue of the Consumer Action INSIDER offers information on CFPB activities and class action lawsuits as well as updates on coalition activities. This month we also update you on our "Economic survival guide for servicemembers and veterans" trainings; explore the value (or lack thereof) of super cheap auto insurance; introduce our new report on the CFPB's consumer complaint database; and detail a couple of upcoming financial and retirement planning webinars. (Thursday, September 01, 2016)

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Five Recent Publications

Money Management 1-2-3: TWO: Achieving Financial Goals (Chinese)

Money Management 1-2-3: TWO: Achieving Financial Goals (Chinese). “Money Management 1-2-3:你一生都應精明理財” ,這本系列手冊的詳述重點著重於初級,中級,和高級程度的基本理財技術方面。第二部份:完成財務規劃目標,列明如何更新個人預算表,積存老本,以及保護個人資產。主題內容包括:如何處理預算及債務,申報所得稅需知,關於儲蓄和投資,以及成為屋主及購買相關保險等等。 The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part two, Achieving Financial Goals, addresses updating your budget, accumulating a nest egg and protecting your assets. Topics include budgeting and debt management, saving and investing, homeownership and insurance.

Money Management 1-2-3: THREE: Planning a Secure Future (Vietnamese)

Money Management 1-2-3: THREE: Planning a Secure Future (Vietnamese).

Phần 3: Loạt bài “Quản Lý Tài Chánh 1-2-3: Nên Khôn Ngoan Về Tài Chánh Cho Cả Đời Của Quý Vị” tập trung vào các kỹ năng căn bản để quản lý tiền bạc ở mức ban đầu, trung bình và cấp cao. Phần ba, Hoạch Định Tương Lai An Toàn, tập trung về nghỉ hưu, bỏ tiền vào quỹ tiết kiệm và bảo vệ tài sản sinh lời của quý vị. Các đề tài bao gồm dùng tiền đầu tư và tiền sinh lời từ nhà, có đủ bảo hiểm thích đáng, quản lý phí tổn khám bệnh, các bước đầu lập di chúc tài sản, và về một số ông bà nội/ngoại có nuôi thêm một gia đình.

The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part three, Planning a Secure Future, focuses on leaving the workforce, funding your retirement and protecting what you’ve accumulated. Topics include tapping your investments and home equity, staying adequately insured, managing medical expenses, the basics of estate planning and, for some grandparents, raising a second family.

Money Management 1-2-3: TWO: Achieving Financial Goals (Vietnamese)

Money Management 1-2-3: TWO: Achieving Financial Goals (Vietnamese).

Phần 2: Loạt bài “Quản Lý Tài Chánh 1-2-3: Nên Khôn Ngoan Về Tài Chánh Cho Cả Đời Của Quý Vị” tập trung vào các kỹ năng căn bản để quản lý tiền bạc ở mức ban đầu, trung bình và cấp cao. Phần hai, Hoàn Thành Mục Tiêu Tài Chánh, trình bày cập nhật ngân quỹ của quý vị, sung túc thêm tổ trứng tiết kiệm và bảo vệ tài sản của quý vị. Các đề tài bao gồm cân bằng ngân quỹ và quản lý nợ, tiết kiệm và đầu tư, chủ nhân căn nhà và bảo hiểm.

The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level.  Part two, Achieving Financial Goals, addresses updating your budget, accumulating a nest egg and protecting your assets. Topics include budgeting and debt management, saving and investing, homeownership and insurance.

Money Management 1-2-3: THREE: Planning a Secure Future (Korean)

Money Management 1-2-3: THREE: Planning a Secure Future (Korean). “자금 관리 1-2-3: 항상 돈을 현명하게 관리하십시오” 시리즈는 초급, 중급 그리고 고급 수준의 기본 자금 관리 능력에 초점을 맞추고 있습니다. 세번째 부분인 안정적인 미래 설계는 은퇴 및 은퇴 자금 마련 그리고 축적한 재산 보호 등을 다루고 있습니다. 투자금 및 홈 에퀴티 활용, 충분한 보험 가입, 의료 비용 관리, 재산 관리 계획 그리고 일부 조부모들을 위한 손자 양육 등의 주제를 포함하고 있습니다.
The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part three, Planning a Secure Future, focuses on leaving the workforce, funding your retirement and protecting what you've accumulated. Topics include tapping your investments and home equity, staying adequately insured, managing medical expenses, the basics of estate planning and, for some grandparents, raising a second family.

Money Management 1-2-3: TWO: Achieving Financial Goals (Korean)

Money Management 1-2-3: TWO: Achieving Financial Goals (Korean). “자금 관리 1-2-3: 항상 돈을 현명하게 관리하십시오” 시리즈는 초급, 중급 그리고 고급 수준의 기본 자금 관리 능력에 초점을 맞추고 있습니다. 두번째 부분인 재정 목표 달성은 예산 갱신, 밑천 마련 그리고 재산 보호 등을 다루고 있습니다. 예산 수립 및 부채 관리, 저축 및 투자, 주택 소유 및 보험 등의 주제를 포함합니다.
The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part two, Achieving Financial Goals, addresses updating your budget, accumulating a nest egg and protecting your assets. Topics include budgeting and debt management, saving and investing, homeownership and insurance.

More publications »

 

Recommended Publications

Friday, September 23, 2016

Spanish-English glossary of real estate terms. A new Spanish-English glossary of commonly used real estate terms has been released to help real estate agents and brokers make the home buying process more manageable for consumers who seek to better understand the complexities of a mortgage transaction in Spanish. The glossary offers both formal and colloquial translations of key mortgage terms.

Friday, September 02, 2016

CFPB issues new foreclosure prevention protections. The Consumer Financial Protection Bureau finalized rules for mortgage servicers that strengthen consumer protections when a home loan is transferred, provide protections for surviving family members who inherit property, and require that certain borrowers be considered for a loan modification more than once.

Friday, September 02, 2016

Reverse redlining case awards nearly $1 million to victims of predatory lending. Here is the story of the first-ever federal jury to have found a lender, Emigrant Savings Bank and Emigrant Mortgage Company (NY), liable for discrimination in the sale of toxic mortgages to Black and Latino homeowners with low credit scores.

Thursday, September 01, 2016

Fannie Mae offers mortgage loan documents in Spanish. Fannie Mae has created Spanish language mortgage origination documents such as home loan application, loan estimate, loan closing disclosures and an adverse action notice to help bridge language barriers during the home buying process.

Friday, May 27, 2016

CFPB Glossary of Financial Terms - Spanish. The Consumer Financial Protection Bureau (CFPB) has created a glossary of important financial terms - including mortgage terms - such as promissory note, short sale and loan modification. One version is available in Spanish. Another has been translated into Chinese.

More recommended publications »

 

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