News

2007

September

28
  • Los 5 nuncas de la banca en Internet. El realizar las transacciones bancarias por Internet tiene muchas ventajas, porque toma menos tiempo que ir a la sucursal y tiene menos riesgos para la integridad física del cuenta habiente. Sin embargo, en la
27
  • Can't say it's a 'mortgage meltdown'. The term "mortgage meltdown" has become so common - on TV, in headlines and in casual conversations - that you might assume that this is a tough time to get a mortgage. But the reality
26
  • Venta de casas, en plena caída. El mercado de la vivienda en Estados Unidos continúa mostrando serios signos de agotamiento y, arrastrado por la crisis hipotecaria, no aparece en el horizonte la posibilidad de una pronta recuperación, según
24
  • Consejos para quienes quieren vender su casa. En un mercado de bienes raíces donde la competencia para vender la propiedad se torna más agresiva, es necesario usar medidas creativas. Hay algunas medidas que usted puede poner en práctica para
23
  • High appraisals signal change. What's going on with appraisals? In some parts of the country, mortgage lenders -- and appraisers themselves -- say they're increasingly coming in with valuations higher than the contract prices agreed to by sellers and
22
  • Group aims to protect Hispanic borrowers. Buying a house can be intimidating for anyone. But it's especially difficult for Latino buyers, according to the National Association of Hispanic Real Estate Professionals. The group this week announced a set of ethical principles,
21
  • 'Toxic' mortgages are the best?. A new study from professors at Columbia and NYU finds that the "optimal" mortgage in a perfect world is an option ARM If you had to name the most toxic, dangerous, foolhardy kind of mortgage
  • Strapped borrowers urged to act. Borrowers at risk of falling behind on their mortgages should engage their lenders early to try to avoid major problems, three top government officials said yesterday. Many homeowners encountering financial problems duck calls from their
19
  • House OKs plan to stem mortgage concerns. The House on Tuesday approved a plan to expand federal backing of mortgages in hopes of helping struggling homeowners avoid foreclosure. The bill, which passed the House, 348-72, would allow the Federal Housing Administration, which
  • Bold cut means savings for consumers. The Federal Reserve's unanimous decision to slash a key interest rate Tuesday is a dramatic statement that the central bank will do whatever it takes to prevent turmoil in the financial markets and a steep
18
  • Can consumers cash in on Fed rate cut?. Mortgages, home equity lines of credit, auto loans, credit card rates, certificates of deposit, and money market accounts can all be influenced by changes in short-term interest rates set by the Federal Reserve. But don't
  • In credit crunch, location matters. You've heard about how the credit crunch has made it harder for many types of buyers to afford a home or qualify for a mortgage. First-time buyers. Those moving up to larger homes. Buyers with
17
  • Prepaying mortgage usually smart. Much attention is being paid to homeowners who can't afford their mortgage payment. But what if your bill is manageable? Or your interest rate hasn't moved upward yet? Should you prepay some of your mortgage?
  • 'Sale by owner' comes with risks, rewards. On a lark last spring, Ronald Grant decided to "list" his South Pasadena house for sale on the popular real estate valuation website Zillow.com. Zillow estimated his home's worth at $1.4 million. But Grant, who
16
14
  • Trapped by the mortgage meltdown. Whether you're a home seller, owner or buyer, by this point you've got to be feeling a little rattled. The bad news about the housing market seems never ending: Foreclosures have more than doubled over
  • Mortgage Lending Crisis and its Impact on Hispanic Community. The National Association of Hispanic Real Estate Professionals (NAHREP) and the National Council of La Raza (NCLR) released “Saving Homes, Saving Communities: Latino Brokers Speak Out on Hispanic Homeownership,” a joint report offering analysis on
13
  • Mortgage denial rate inches up. Applicants for home mortgages were turned down for loans at a slightly higher rate in 2006 than the previous year, and significant disparities continued to exist between white and minority applicants, the government reported yesterday. In
  • Prepayment penalties are a home loan trap. Homeowners whose loan rates are soaring may want to head for the exits. Many of them, though, will find no way out. If they sell their home or refinance, they will face a penalty of
  • Minorías pagan más por crédito. De acuerdo con un informe publicado ayer por la Reserva Federal (Fed) de Estados Unidos, las minorías étnicas, entre ellas los latinos y afroamericanos, pagan precios más altos que los demás en
 

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