Housing Topic: Foreclosure
A listing of news items, events, books, and publications on the selected topic area.
News & Headlines
- February 02, 2010 Rising FHA default rate foreshadows a crush of foreclosures
- January 30, 2010 FHA suspends anti-flipping rules to boost foreclosure sales
- January 29, 2010 Administration tightens requirements for mortgage relief
- January 22, 2010 Treasury weighs fixes to program to fend off foreclosures
- January 08, 2010 A foreclosure crisis rooted in predatory lending
Publications
Monday, September 14, 2009
Saving Your Home from Foreclosure (2009) (Vietnamese). Tịch thu nhà (foreclosure) là một tiến trình pháp lý chủ nợ nhà của quý vị dùng để lấy nhà của quý vị khi quý vị trễ hạn trả tiền nợ. Nếu quý vị bị tịch thu nhà, quý vị có thể làm một số việc để cứu lại căn nhà của mình – hay ít nhất giảm thiểu sự thiệt hại tài chánh gây ra bởi việc siết nhà – nếu quý vị biết được quyền lựa chọn của mình và có những xúc tiến thích hợp.
Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.
Monday, June 15, 2009
Foreclosure Rescue Scams. This brochure highlights common foreclosure rescue scams, and provides resources for Santa Cruz and Monterey County residents facing foreclosure or foreclosure rescue scams.
Wednesday, May 20, 2009
Saving Your Home from Foreclosure (2009) (Korean). 차압은 여러분이 모기지론 패이먼트를 제대로 납부하지 못할 때 여러분의 주택을 융자기관의 소유로 만들기 위한 법적인 절차입니다. 여러분이 어떻게 적절한 조치를 취하는 지를 이해할 경우 차압에 직면했을 때 여러분의 주택 소유를 유지하기 위해 노력하거나 차압에 의한 재정적인 손상을 최소화할 수 있습니다.
Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.
Monday, April 06, 2009
Foreclosure Mitigation Toolkit for Communities. The Federal Reserve Board of Governors created this "toolkit" to help communities assess the foreclosures in their areas, reach troubled homeowners, and provide support for displaced homeowners.
Thursday, March 26, 2009
Saving your home from foreclosure (2009) (Chinese). 當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。
Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.
CA News & Special Reports
No news found.
On Our Radar
- June 25, 2009 Survey finds California homeowners, renters fall through the cracks Despite new federal and state initiatives, the banking industry continues to fail to adequately address the foreclosure crisis, while new arenas for abuse of consumers are thriving, according to a survey by the California Reinvestment Coalition.
- June 12, 2009 "Day of Action" highlights impact of recession on communities From Chicago to San Francisco, Birmingham to Detroit and in more than 50 cities across the country, the National Community Reinvestment Coalition (NCRC) held public rallies and events at 54 locations across the U.S. calling for greater accountability and integrity in the U.S. financial system.
- September 17, 2008 Some mortgage modifications are actually increasing home loans Public Citizen's Consumer Law and Policy Blog has posted a study revealing a wide disparity in the types of mortgage modifications being offered to homeowners.
- September 17, 2008 Foreclosures and voting rights No Voter Left Behind, a Democrat supported group, is urging Americans in foreclosure to know their rights before Election Day.
- August 05, 2008 Minority consumers most at-risk for high-cost mortgage loans The National Community Reinvestment Coalition (NCRC) report highlights stark disparities for African-American and Hispanic loan recipients in particular.
Coalition
- January 29, 2010 Foreclosure crisis can be stopped with bold, aggressive action Consumer Action joined members of Americans for Financial Reform in a letter demanding more solutions - including revamping HAMP, addressing unemployed homeowners, and offering a "right to rent" - to stop the foreclosure crisis.
- March 23, 2009 State regulators must be allowed to protect borrowers Consumer Action signed on to a letter to Treasury Secretary Timothy Geithner and Attorney General Eric Holder urging them to overturn a Bush Administration ruling that weakened the ability of states to investigate and enforce laws against banks in their region.
- March 18, 2009 Loan modifications available for all mortgages, not just subprime Consumer Action joined its coalition members in a letter supporting S. 61, which would provide judges with the authority to modify unaffordable loans for all families who are facing foreclosure, not just those with subprime mortgage loans.
- February 24, 2009 Court-supervised loan modifications crucial to stopping foreclosures Consumer Action, along with its coalition members, sent a letter urging Congress to support loan modifications via bankruptcy court, which would be an immediate and effective way to reduce foreclosures.
- February 09, 2009 Foreclosure prevention necessary to solve economic recession Leading consumer groups - including Consumer Action - sent a letter to Treasury Secretary Timothy Geithner outlining what a successful federal foreclosure prevention program should include.
BookNotes
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