Coalition Efforts

Consumer Action is working on these important issues along with other organizations. If you would like to know more about these issues, please see “More Information” at the end of each article.

 

Postings

Groups renew call for no poison pill policy riders
Consumer Action is among nearly 50 groups renewing their call to keep spending measures free of poison pill policy riders. Unpopular, unnecessary, partisan provisions that get tacked on in secret have nothing to do with government funding and everything to do with undermining essential programs in order to fill a special interest wish list. Poison pill policy riders also stand in stark contrast to emergency needs that are going unmet, like guarding consumers from scams and corporate wrongdoing, securing our air, land, water and wildlife, and defending our campaign finance and election systems.

Advocates warn that HUD’s disaster relief program is too limited in scope
In an official letter to the U.S. Department of Housing and Urban Development (HUD), advocates urge HUD to improve its efforts to expedite the process for borrowers in disaster areas to access loss mitigation. While a good start, The Disaster Standalone Partial Claim program does not do enough for borrowers in disaster areas that have not yet fully recovered, and the program includes vague and unnecessary eligibility requirements that will impose unnecessary barriers to mortgage relief.

The CFPB's consumer education programs must be protected
In open comments to the agency, advocates urged the Consumer Financial Protection Bureau (CFPB) to keep its education programs, just one component in its set of consumer protection tools. Other Bureau responsibilities, including its enforcement and rulemaking authority, should also be utilized to fully protect consumers in accordance with the CFPB’s mission.

Groups tell temporary CFPB director: Hands off the public database!
71 consumer, civil rights, fair lending, privacy, legal services and community groups called on Acting Director Mick Mulvaney to maintain one of the few tools consumers have to check out a financial services company: the CFPB's consumer complaint database. Mulvaney has threatened to ban public access to the public database.

FHFA announces major upgrades to mortgage application process for LEP borrowers
Consumer Action joined advocates in applauding the Federal Housing Finance Agency (FHFA) in its efforts to improve its affordable housing goals and to reach underserved communities.

Advocates alarmed as HUD considers dropping key mission
The Department of Housing and Urban Development (HUD), responsible for stopping housing discrimination, proposed new language in its mission statement that seemed to encourage consumer “self-sufficiency” over strict enforcement. The move alarmed civil rights, consumer, and fair housing advocates, who worry that the government agency expressly responsible for combating housing discrimination would deemphasize the importance of its mandate under the Fair Housing Act of 1968. The groups joined in a March 8 letter to HUD Secretary Ben Carson asking him to correct this “unfortunate impression.” (It’s been reported that Carson subsequently responded in a HUD memo, saying: “The notion that any new mission statement would reflect a lack of commitment to fair housing is nonsense.”)

Republican tax bill will cost low-to-moderate income taxpayers
Consumer Action and a number of other public interest groups have been active in opposing the Republican tax bill due to its negative impact on low-to-moderate income consumers, particularly homeowners, those looking to become homeowners and those seeking affordable rental housing. The tax bill also undermines community and economic development.

Using homebuyer data to keep lenders honest, stop housing discrimination
Housing and public interest groups are urging the Consumer Financial Protection Bureau to collect and release data that will help policymakers and other invested groups determine if lenders are serving the housing needs of their communities. The data is also invaluable in helping to combat discriminatory home lending practices.

Bill would create weaker protections, costlier loans for many homeowners
Consumer groups sent a letter to Congress opposing a bill that would harm the buyers of manufactured housing (commonly known as mobile homes) by allowing manufactured housing lenders to issue high-cost, dangerous loans.

Legislation lets lenders saddle consumers with predatory home mortgages
Consumer and housing advocates are pushing back against two bad bills in the U.S. House that would undermine existing homebuyer safeguards and allow lenders to issue predatory mortgage loans.

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