Thursday, August 13, 2009
5 Tips for Shopping for a Mortgage. The Federal Reserve Board recommended 5 tips for shopping for a mortgage for consumers.
5 Tips for Shopping for a Mortgage. The Federal Reserve Board recommended 5 tips for shopping for a mortgage for consumers.
Foreclosure Rescue Scams. This brochure highlights common foreclosure rescue scams, and provides resources for Santa Cruz and Monterey County residents facing foreclosure or foreclosure rescue scams.
Foreclosure Mitigation Toolkit for Communities. The Federal Reserve Board of Governors created this "toolkit" to help communities assess the foreclosures in their areas, reach troubled homeowners, and provide support for displaced homeowners.
Faces of Foreclosure. Consumers Union created this series of short videos featuring the stories of people targeted by predatory lending practices and how they were forced by the bad mortgages to make difficult decisions.
Your Home Inventory. You never know when a disaster may strike—but you can be prepared with a home inventory.
How Greedy Corporations Destroy the American Dream. A short documentary about the foreclosure crisis created by the California Reinvestment Coalition
Protect Yourself From Mortgage Fraud. Short film on how to spot home equity fraud.
Beehive Guide to Homeownership. The Beehive Guide to Homeownership, created by the global nonprofit One Economy, is a multilingual self-help web site for homeowners and people preparing to buy a home.
If Your Lender Closes or Files for Bankruptcy. Suggestions from the Federal Trade Commission (FTC) on what to do if your mortgage company or mortgage servicing company closes or files for bankruptcy.
Avoiding Mortgage Payment Shock. A new publication from the FTC has information that could help consumers save their homes and recognize and avoid foreclosure scams.
Advice for Mobile Home Owners. The National Consumer Law Center created this fact sheet titled "Home on Wheels: Helping Mobile Home Owners Stay Put." Despite the popularity of mobile homes, many mobile home owners have encountered problems with this kind of homeownership.
Are Interest Only ARM Loans For You?. Interest-Only Mortgage Payments and Payment-Option ARMs – Are They for You? is a a new resource that can help consumers make more informed choices when considering nontraditional mortgage loans.
California: Disclosures in Real Estate Transactions. The California Department of Real Estate has published this booklet so that consumers will be able to easily reference disclosures required in real property transactions in the state.
Looking for the Best Mortgage. Shopping around for a home loan or mortgage will help you to get the best financing deal.
What You Should Know Before You Hire a Contractor. What You Should Know Before You Hire a Contractor" is a summary of things homeowners can do to avoid costly mistakes and misunderstandings with contractors.
Consumer Handbook on Adjustable Rate Mortgages. Adjustable rate mortgages vary in cost over the life of your home loan. This Federal Reserve Bank guide to variable rate mortgages is given by banks to consumers who choose an adjustable rate mortgage.
Buying a Home. The U.S. Department of Housing and Urban Development (HUD) offers this guide buying a home. From figuring how much you can afford to pay for a home to being prepared for closing costs, this a good outline of the steps you'll be taking when you buy a home.
What You Should Know About...Homeownership. This booklet created by the HSBC Bank for its YourMoneyCounts educational project, outlines some of the key issues in preparing for homeownership.