• Should you get an FHA loan or a conventional mortgage?. FHA loans vs. Conventional loans The key to deciding which loan you should get is understanding the characteristics of both programs and how they relate to your financial picture. You could be a good candidate…
  • Wells Fargo sanctions are on ice under Trump official. The new acting head of the U.S. consumer finance watchdog is reviewing whether Wells Fargo & Co (WFC.N) should pay tens of millions of dollars over alleged mortgage lending abuse, according to three sources familiar…
  • We all have a stake in the future of the CFPB. Polls consistently show that the CFPB is that rarest form of regulatory agency: one that — after Americans learn more about it — is supported by broad majorities of people belonging to both parties (80…
  • Consumer Bureau's new leader steers a sudden reversal. The consumer bureau under Mick Mulvaney is headed in a new direction—one that takes a lighter touch to regulating the financial industry. The reversal is part of a broad push by the Trump administration to…
  • Mick Mulvaney is now one of the most powerful bureaucrats. The White House budget director is, for now, also the acting director of a powerful financial regulator, the Consumer Financial Protection Bureau. At the CFPB, he can single-handedly cut the agency’s budget and decide whether to…


  • Consumer Action INSIDER - December 2017. The December 2017 issue of Consumer Action's monthly newsletter updates readers on last month's National Consumer Empowerment Conference; gives housing agencies and their staff an overview of a valuable HUD resource; cautions against purchasing fraudulent "knock off bags" and other luxury products; introduces our latest annual report and more.
  • What does Mulvaney's appointment mean for the future of CFPB?. Mick Mulvaney, a former Republican congressman who is already spearheading the Trump administration's efforts to roll back regulations across the federal government, now controls an agency whose decisions impact any American with a checking account, mortgage,…
  • Who loses if Trump guts consumer watchdog?. If you have a credit card, mortgage, payday loan or do any type of consumer financing, expect to be hurt by President Donald Trump’s plan to gut the Consumer Financial Protection Bureau — a controversial…
  • The CFPB's giant database of consumer complaints. For the last several years, anyone with a gripe about a bank, mortgage lender or student loan servicer has had a place to go.  The Consumer Financial Protection Bureau has maintained a giant public database…
  • Dueling officials vye to lead federal consumer watchdog. The battle over who will lead a prominent federal consumer watchdog agency escalated Monday, with dueling leaders each claiming control before a federal judge during a chaotic day of public appearances and maneuvering. By the…
  • The new platform for bidding different rentals (Chinese). (本報訊)您願意為公寓單位付多少租金?若是通過Rentberry網站租屋,答案實在很難說,因為在這新平台上租房,租客們都要通過出價競拍形式競爭,就像在eBay出價競投限量版手袋或明星照片一樣。  

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