• ¿Cómo afectarán las nuevas leyes a los californianos?. A partir del 1 de enero, las vidas de los californianos se regirán por cientos de nuevas leyes que incluyen nuevos controles de armas ocultas, protecciones estatales sin precedentes para los inmigrantes indocumentados, un aumento…
  • Trump’s dark deregulation. Passing legislation and rolling back regulatory rules are hard. There are quieter, easier ways to cut down on governmental oversight. Here are five ways the Trump administration is doing so. The Data Dump - An…
  • Consumer bureau to revise mortgage, prepaid card rules. Under acting Director Mick Mulvaney, the CFPB announced plans to revise rules issued by Cordray regarding mortgage data collection and prepaid credit cards. One of the revisions: The bureau will no longer assess penalties against…
  • Extreme poverty returns to America. The United Nations recently launched an investigation of extreme poverty in the United States. The findings documented homelessness, unsafe sanitation and sewage disposal practices, as well as police surveillance, criminalization and harassment of the poor.…
  • This clean energy home loan program has problems. A decade after California became ground zero for what is now one of the country’s fastest-growing home loan programs, the state has passed unprecedented regulations to protect borrowers from deceptive financial practices. The program, property assessed clean…
  • The fight to control the CFPB isn't over yet. Weeks into a legal and political dispute at the Consumer Financial Protection Bureau, the case of the two popes is far from being settled. There are multiple ongoing litigation efforts — with the potential to be appealed all…
  • How the Fed interest rate hike could affect your wallet. Monthly payments on credit cards, adjustable-rate mortgages and home equity lines are expected to increase after the Federal Reserve lifted its benchmark short-term interest Wednesday for the third time in 2017. All of those revolving…
  • FHA moves to stop insuring mortgages with PACE loans. Last year, several of the housing industry’s largest trade groups voiced concern over the Obama administration’s decision to allow the Federal Housing Administration to begin insuring mortgages that also carry liens created by the Property…
  • State AGs tell Trump they'll be watching Mulvaney's CFPB. A group of Democratic state attorneys general told President Donald Trump they’re prepared to take matters into their own hands if the administration fails to enforce consumer-protection laws. "State attorneys general have express statutory authority…
  • How Trump will target the federal safety net. The Trump administration and Republicans in Congress are hoping to make the most sweeping changes to federal safety net programs in a generation, using legislation and executive actions to target recipients of food stamps, Medicaid…

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