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Welcome to the Housing Information website, a project of Consumer Action. The Housing Information site is designed to help you make intelligent and cost-effective home-buying decisions by providing fact-based and unbiased information and tips.
 
 

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CA News & Special Reports

CA News Logo 2008-2009 Winter Issue: Dealing With Debt The Dealing With Debt Issue of Consumer Action News focuses on the current state of indebtedness in the U.S. and how consumers can take charge and avoid long-term financial damage. ( Friday, January 30, 2009 )

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Five Recent Publications

Wednesday, May 20, 2009

Saving Your Home from Foreclosure  (2009) (Korean)

Saving Your Home from Foreclosure (2009) (Korean). 차압은 여러분이 모기지론 패이먼트를 제대로 납부하지 못할 때 여러분의 주택을 융자기관의 소유로 만들기 위한 법적인 절차입니다. 여러분이 어떻게 적절한 조치를 취하는 지를 이해할 경우 차압에 직면했을 때 여러분의 주택 소유를 유지하기 위해 노력하거나 차압에 의한 재정적인 손상을 최소화할 수 있습니다.

Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.

Thursday, March 26, 2009

Saving your home from foreclosure (2009) (Chinese)

Saving your home from foreclosure (2009) (Chinese). 當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。

Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.

Thursday, March 05, 2009

ID Theft & Account Fraud Leader's Guide (2009)

ID Theft & Account Fraud Leader's Guide (2009) Strategies for Prevention and Clean Up. This 24-page backgrounder guide is written in question-and-answer format to help you anticipate frequently asked questions about ID theft and account fraud. Reading this guide can help prepare you for in-service or train-the-trainer presentations. Topics include an overview of ID theft and account fraud, how to prevent ID theft, advice for victims and helpful ID theft resources that you can use to find more information or to file complaints.

Wednesday, March 04, 2009

Cómo reconstruir su crédito - Ejercicios para la clase

Cómo reconstruir su crédito - Ejercicios para la clase. Las siguientes actividades, presentadas en inglés y español, forman parte del módulo educativo sobre Cómo reconstruir su crédito. Los ejercicios explican cómo evaluar ofertas de crédito y comparar ofertas de tarjetar de crédito aseguradas.

Tuesday, March 03, 2009

Cómo proteger su casa de una ejecución hipotecaria (2009)

Cómo proteger su casa de una ejecución hipotecaria (2009). La ejecución hipotecaria es el proceso legal que el prestamista hipotecario utiliza para quitarle su casa cuando usted se atrasa con las cuotas de su préstamo. Si usted corre el riesgo de una ejecución hipotecaria, puede proteger su casa (o por lo menos limitar el daño financiero que causa una ejecución hipotecaria) si entiende sus opciones y sigue los pasos adecuados.

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Recommended Publications

Monday, June 15, 2009

Foreclosure Rescue Scams Cover Art Foreclosure Rescue Scams. This brochure highlights common foreclosure rescue scams, and provides resources for Santa Cruz and Monterey County residents facing foreclosure or foreclosure rescue scams.

Monday, April 06, 2009

Foreclosure Mitigation Toolkit for Communities. The Federal Reserve Board of Governors created this "toolkit" to help communities assess the foreclosures in their areas, reach troubled homeowners, and provide support for displaced homeowners.

Tuesday, March 17, 2009

Faces of Foreclosure Cover Art Faces of Foreclosure. Consumers Union created this series of short videos featuring the stories of people targeted by predatory lending practices and how they were forced by the bad mortgages to make difficult decisions.

Thursday, September 04, 2008

Your Home Inventory Cover Art Your Home Inventory. You never know when a disaster may strike—but you can be prepared with a home inventory.

Friday, July 25, 2008

How Greedy Corporations Destroy the American Dream Cover Art How Greedy Corporations Destroy the American Dream. A short documentary about the foreclosure crisis created by the California Reinvestment Coalition

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