Headline News Archive

2009

May

01

• Senate won't let judges fix mortgages in bankruptcy. The Senate handed a victory to the banking industry on Thursday, defeating a Democratic proposal that would have given homeowners in financial trouble greater flexibility

• Ayuda para el sector hipotecario. El gobierno de Estados Unidos anunció la ampliación de su plan para enfrentar la crisis de vivienda ofreciendo incentivos a los prestamistas hipotecarios para

April

30

• First-time home buyers find deals. Kelly Butler just got a bargain. Sure, her new three-bedroom home came with fake barn wood nailed to the bathroom walls, carpet that had to

• Un plan perfecto para salir de deudas. Salir de deudas es el sueño de muchos y el logro de unos pocos. No por falta de ganas, ¡ojo!, sino de un plan

29

• Foreclosure prevention expanded to 2nd mortgages. The Obama administration unveiled an expansion of its $75 billion foreclosure prevention plan yesterday, providing new subsidies to mortgage lenders and investors. Under the expanded plan,

• La crisis de vivienda. El gobierno anunció ayer la ampliación de su plan para enfrentar la crisis de vivienda, ofreciendo incentivos a los prestamistas hipotecarios para bajar los

26

• FICO website aims to help borrowers. Homeowners who are having trouble making their monthly mortgage payments may be able to get some help by modifying the terms of their mortgages.

• 'Cram down' bill may help save homes. If you're considering filing for personal bankruptcy because you're having trouble making the mortgage payments on your primary residence, keep an eye on the so-called

25

• Mortgage safety net offers job-loss protection. Is there a rainy day in your personal job forecast? That wouldn't be surprising - with unemployment rates in double digits in several states, 8.2 percent

24

• Primeros compradores de viviendas: opciones para reclamar un crédito. Quienes recientemente compraron una vivienda sin haber sido propietarios durante los últimos tres años o están considerando comprar en los próximos meses,

23

• Understanding your credit score. It’s the three-digit number that can have a huge impact on your life — now and in the future. I hear from a lot of

• Mortgage defaults rise but homeowners stay put. More Californians are failing to make their mortgage payments than at any time in the last 20 years, but fewer of them are losing their homes,

• Embargos aumentan sin control. A pesar de que ciertas moratorias dieron un respiro a la ola de embargos que sacude al país desde hace meses, en el primer

22

• ¿A salir a comprar casa?. Esta es la fórmula que se justifica para promocionar la compra de una casa: intereses bajos + caída en los precios generales de las

21

• IRS, foreclosure, job scams feed on desperation. Last September, Esmeralda Carmona only had enough money to pay a fraction of her mortgage. Her husband, laid off nearly a year earlier, had not

20

• Insurance premiums rise. Home, car and life insurance prices are climbing as insurers grapple with lower investment returns and profits. The cost of a typical auto insurance policy

19

• Why HELOCs are drying up. Home equity lines of credit, sometimes known as HELOCs, have been a popular financial tool for homeowners, precisely for times like now, when it helps

18

• Low cost, low mortgage rates and sky high fees. House prices and mortgage rates are down, which sounds great for buyers and refinancers. But a series of underwriting and appraisal changes taking effect this

17

• Consejos para evitar la ejecución de su hipoteca. La crisis inmobiliaria ha golpeado duramente a las familias estadounidenses y, pese a que no hay aún datos específicos, todo indica que la

16

• Freeze lifted, foreclosures surge in March. The number of homeowners facing foreclosure surged in March as lenders lifted temporary moratoriums and resumed legal actions against delinquent mortgage payers. Foreclosure filings — default

• Who got bailout money?. The companies below have received money from the government's Troubled Asset Relief Program (TARP) as of April 13, 2009. The Treasury Department's list is mostly organized by

• Six lenders kick off Obama housing plan. The Obama administration on Wednesday named the first six companies participating in a $75-billion program designed to help millions of struggling homeowners avoid foreclosure. The

• Lending by bailout recipients falls again. Lending by the nation's largest banks fell 6 percent in February from the previous month, continuing a downward trend that began in October with the financial

• April 15 is over, but tax decisions await. It's over. The red-flag April 15 tax-filing deadline has passed. But the truth is that throughout the year, you have to make decisions that affect your

14

• Flagging imposters on tax returns. When Aaron Marks tried to electronically file his tax return last spring, it was rejected by IRS computers. The reason, according to the agency, was