You’ve Been F#%?’D

A video for college students on credit card solicitations on campus.

This video was developed by the Americans For Fairness in Lending (AFFIL) campaign. AFFIL is a collaborative effort of numerous organizations that seek to raise awareness of abusive credit and lending practices and to call for re-regulation of the industry. As a member of this alliance, Consumer Action encourages professors to show this video and talk to students about credit cards.

Why you should care?

• Credit card companies sign you up even if you have little or no income, knowing you'll trigger high "penalty" interest rates and fees. That's where they make their big $$$.
• College students, young workers, immigrants, the elderly and others who are not aware of the traps get solicited the most and hit the hardest.
• Free t-shirts, frisbees and pizza come at a dangerous cost. Your signature can lock in very unfair terms.
• Credit card companies hire students to get their friends to sign up for cards that are filled with hidden fees and unfair terms.

To watch the video, click here.