Housing Publications List
Hoja de recursos para la superación financiera. Esta hoja proporciona recursos e información para ayudarlo a administrar su dinero durante épocas difíciles. Detalla programas del gobierno para los que podría calificar y así acrecentar los ingresos de su familia para que el dinero le rinda más.
Banking Basics - Powerpoint Training Slides (Spanish). El archivo de la presentación en PowerPoint del seminario Información bancaria básica está disponible en la sección "Download File".
Personal Bankruptcy - PowerPoint Training Slides (Spanish). El archivo de la presentación en PowerPoint del seminario La quiebra está disponible en la sección "Download File"
Talking to Teens about Money - Powerpoint Training Slides (Spanish). El archivo de la presentación en PowerPoint del seminario Cómo hablar con los adolescentes sobre el dinero está disponible en la sección "Download File".
Saving to Build Wealth - PowerPoint Training Slides (Spanish). El archivo de la presentación en PowerPoint del seminario El ahorro es la base de la fortuna está disponible en la sección "Download File".
Micro Business Basics - Powerpoint Training Slides (Spanish). El archivo de la presentación en PowerPoint del seminario Información básica para la microempresa está disponible en la sección "Download File".
Manage your Money wisely - Powerpoint Training Slides (Spanish). El archivo de la presentación en PowerPoint del seminario Administración de dinero está disponible en la sección "Download File".
Rebuilding Good Credit - PowerPoint Training Slides (Spanish). El archivo de la presentación en PowerPoint del seminario Mejore su crédito está disponible en la sección "Download File".
Your Digital Dollars - Powerpoint Training Slides. Your Digital Dollars Powerpoint training file is available for download in the "Download File" section.
Your Digital Dollars - Lesson Plan and Class Activities. This packet, only available as a PDF file, provides guidance for teachers and team leaders. The 24-page packet contains a detailed curriculum, classroom activities and take home worksheets.
Your Digital Dollars-Mobile Banking and Mobile Payments. Check your balance…transfer money…make a purchase—these are just a few of the things you can do on the go with a cellular telephone or other mobile device.
Your Digital Dollars-Banking Online Safely. Paying a bill, depositing a check or conducting any other financial transaction used to require a trip to the bank or post office. Now technology makes it possible to bank and pay bills without leaving your home or office.
Get Credit for Your Hard Work (2011 Tax Year). The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms. This publication contains EITC guidelines for the 2011 tax year.
Financial Empowerment Resource Sheet. This fact sheet gives you information and resources to help you manage your money during difficult times. It details government programs that you might qualify for to boost your family income and help make ends meet.
Personal Bankruptcy - PowerPoint Training Slides (English). The Personal Bankruptcy Powerpoint training file is available for download in the "Download File" section.
Manage Your Money Wisely - Powerpoint Training Slides (English). The Manage Your Money Wisely Powerpoint training file is available for download in the "Download File" section.
Micro Business Basics - Powerpoint Training Slides (English). The Micro Business Basics Powerpoint training file is available for download in the "Download File" section.
Saving to Build Wealth - PowerPoint Training Slides (English). The Saving to Build Wealth Powerpoint training file is available for download in the "Download File" section.
Talking to Teens about Money - Powerpoint Training Slides (English). The Talking to Teens about Money Powerpoint training file is available for download in the "Download File" section.
Money Management 1-2-3: Powerpoint Slides. The Money Management 1-2-3 Powerpoint training file is available for download in the "Download File" section.
Money Management 1-2-3: Seminar Lesson Plan and Class Activities. This packet, only available as a PDF file, provides guidance for teachers and team leaders. This 62-page packet contains a detailed curriculum, classroom activities and take home worksheets.
Money Management 1-2-3: Backgrounder Guide. This backgrounder guide is part of our “Money Management 1-2-3” financial empowerment educational and training module. The module also contains three multilingual brochures and a lesson plan with PowerPoint training slides.
Families and Credit Cards Manual. This backgrounder manual provides information about credit options for youth and helping young people understand the importance of good credit. Topics include credit cards, prepaid cards, adding cardholders to your credit card account, secondary cardholder policies, and payment options for kids while they're traveling.
Manage Your Money Wisely - Tracking your money (Chinese). Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay.
Saving to Build Wealth - Make money work for you (Chinese). This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts.
Money Management 1-2-3: THREE: Planning a Secure Future. The “Money Management 1-2-3: Be Smart about Money All Your Life” series focuses on basic money skills at the beginner, intermediate and advanced level. Planning a Secure Future focuses on leaving the workforce, retirement, winding down, cutting back, downsizing, living on a reduced budget, using credit wisely, investing for income, Medicare and reverse mortgages. Topics include debt and collections, being underinsured, bankruptcy, medical expenses, estate planning, home equity loans.
Money Management 1-2-3: TWO: Achieving Financial Goals. The “Money Management 1-2-3: Be Smart about Money All Your Life” series focuses on basic money skills at the beginner, intermediate and advanced level. Achieving Financial Goals focuses on recovering from youthful missteps, managing family finances and insurance issues such as homeowner’s, health and life insurance. Topics include budgeting and money management, insurance, saving and building assets, saving for retirement, renting v. homeownership, homeownership, mortgages and investing.
Money Management 1-2-3: ONE: Getting a Strong Start. The “Money Management 1-2-3: Be Smart about Money All Your Life” series focuses on basic money skills at the beginner, intermediate and advanced level. Getting a Strong Start addresses how to manage money, use credit wisely and live within your means. Topics include setting up a bank account, learning about credit, building a credit history, using credit cards, budgeting and saving, and working and career.
Improve Your Credit - Put Bad Credit Behind You (Spanish). Un folleto fácil de leer que explica por qué es importante tener buen crédito, sus derechos si su aplicación de crédito es rechazada, cómo obtener su informe crediticio, cómo corregir errores en su informe crediticio y cómo comenzar a reconstruir su crédito.
Saving to Build Wealth - Make money work for you (Spanish). Este folleto provee información acerca de la importancia del ahorro, del establecimiento de metas de corto y largo plazo para promover el ahorro y cómo abrir una cuenta de ahorro. También provee consejos sobre cómo hacer que su dinero crezca más rápido, incluyendo certificados de depósito (CDs en inglés), cuentas individuales de jubilación (IRAs en inglés), bonos de ahorro del gobierno federal y cuentas de ahorro para la educación universitaria.
Manage Your Money Wisely - Tracking your money (Spanish). Un folleto sobre administración de dinero, que incluye cómo hacer un presupuesto, reducir de gastos y ahorrar más dinero.
Managing Your Money - Leader’s Guide. This guide can help you become a money management mentor. Once you understand the basics of money management, you'll be able to help others learn techniques that can make an important difference in their finances.
Manage Your Money Wisely - Tracking your money (English). Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay.
Help Your Savings Grow - Leader’s Guide. This 20-page guide, written in question and answer format with a table of contents, is designed to provide background information on how to build savings. The topics include savings accounts, individual development accounts (IDAs), money market deposit accounts, certificates of deposit (CDs), U.S. Treasury investments, retirement and education savings accounts and how to figure your net worth. A section on Internet resources is also included. Only available in English.
Saving to Build Wealth - Make money work for you (English). This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts.
Micro Business - Build a solid foundation (Spanish). Las microempresas son comercios muy pequeños administrados por sus propietarios con muy pocos empleados. Este folleto describe algunos de los temas financieros que los empresarios necesitan tratar para construir una microempresa exitosa, y enfatiza la importancia de una sólida planificación fianciera, tener un plan comercial bien formulado, preparar un presupuesto que refleje apropiadamente su plan comercial y el valor de mantener las finanzas personales y comerciales por separado. El folleto también contiene una descripción de la U.S. Small Business Administration y recursos gratis para ayudar al dueño de una microempresa.
Micro Business - Leader’s Guide. The MoneyWi$e “Micro Business Leader's Guide” is designed to prepare community advocates to lead trainings for colleagues, clients and community members. “Micro Business Leader's Guide” a companion brochure designed for adult learners of all skill levels, is available in Chinese, English, Korean, Spanish and Vietnamese. An adult learning curriculum with classroom activities and a PowerPoint presentation round out this MoneyWi$e program.
Micro Business Basics - Seminar Lesson Plan (English). To help participants learn basic information about the creation and financial management of a micro business. PDF packet provides guidance for teachers and team leaders. The 16-page packet contains a detailed curriculum, classroom activities and take home worksheets.
Micro Business - Build a solid foundation (Chinese). Micro businesses are very small companies run by their owners with few employees. They are often home-based, with annual sales under $250,000 and few assets, but they can qualify for loans to help them grow into large regional, national or franchise businesses.
Teens & Money - Talking to teens about money (Spanish). Esta guía de 24 páginas está diseñada principalmente para padres, pero también puede ser utilizada por adolescentes. Cubre muchos temas incluyendo el trabajo, cómo hacer un presupuesto, cómo darse cuenta si una compra es algo necesario o algo que uno desea, bancos, cómo escribir cheques, ahorros, tarjetas de crédito, historial de crédito, automóviles y teléfonos móviles o celulares. Esta guía contiene ilustraciones y ejemplos de una evaluación de gastos semanales, un recibo de sueldo, cómo comparar precios al hacer compras puede ahorrarle dinero y cómo escribir un cheque. También contiene una lista de sitios de Internet útiles para padres e hijos.
Teens & Money - Talking to teens about money (Chinese). This 24-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids.
Micro Business - Build a solid foundation (English). Micro businesses are very small companies run by their owners with few employees. They are often home-based, with annual sales under $250,000 and few assets, but they can qualify for loans to help them grow into large regional, national or franchise businesses.
Teens & Money - Talking to teens about money (English). This 24-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids.
Personal Bankruptcy - Your financial fresh start (Spanish). Las leyes sobre quiebras fueron ratificadas para permitirle a la gente comenzar de nuevo, y para otorgarle a los consumidores abrumados por la deuda una manera organizada y sistemática de pagar a sus acreedores. Esta publicación detalla las nuevas reglas para declarar la quiebra personal que entraron en vigencia en octubre de 2005.
Personal Bankruptcy - Your financial fresh start (Chinese). Bankruptcy laws were passed in order to give people a fresh start, and to give debt-burdened consumers an organized, systematic way of paying back creditors. This publication outlines new rules for filing personal bankruptcy that became effective in October 2005.
Personal Bankruptcy - Your financial fresh start (English). Bankruptcy laws were passed in order to give people a fresh start, and to give debt-burdened consumers an organized, systematic way of paying back creditors. This publication outlines new rules for filing personal bankruptcy that became effective in October 2005.
El crédito tributario por ingreso del trabajo (2009 Tax Year). El Crédito Tributario por Ingreso del Trabajo (EITC, por sus siglas en inglés) ayuda a los contribuyentes activos de bajos ingresos y a sus familias a recibir más dinero en reembolsos cuando presentan su declaración federal de impuestos. Esta publicación contiene las pautas establecidas para el 2009.
Get Credit for Your Hard Work (2009 Tax Year) (Chinese). The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms.This publication contains EITC guidelines for the 2009 tax year.
Manage your Money wisely - Class Activities (Spanish). Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés Money Management.
No caiga en la trampa de los servicios de cancelación de deudas. La mayoría de las compañías de cancelación de deudas le cobran aunque terminen sin saldar sus cuentas.
Rebuilding Good Credit - Class Activities (Spanish). Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés Rebuilding Good Credit.
Saving to Build Wealth - Make Money Work For You (Hmong). Daim ntawv no yog los qhia vim li cas tseem ceeb heev rau yus khaws nyiaj, npaj homphiaj me thiab homphiaj loj los pab yus khaws nyiaj, qhib ib lub txhab nyiaj tau paj me thiab tej kev uas yuav pab tau koj cov nyiaj ntau ntxiv thiab ceev dua, nrog qhia txog rau cov txhab ciaj nyiaj tau paj, nyiaj laus rau yus tus kheej, nyiaj qiv ntawm nomtswv thiab nyiaj khaws rau menyuam mus kawm ntawv qib siab.
This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts.
Saving to Build Wealth - Make Money Work For You (Laotian). This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts.
Saving to Build Wealth - Make Money Work For You (Cambodian). This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts.
Micro Business Basics - Class Activities (Spanish). Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés Micro Business Basics.
Saving to Build Wealth - Class Activities (Spanish). Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés El ahorro es la base de la fortuna.
Staying on Track With Credit (Chinese). Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid.
Entienda y administre bien su crédito. El crédito puede ser una herramienta muy útil para aquellos consumidores que entienden los costos, beneficios, y la mejor manera de utilizarlo. Este folleto define los varios tipos de crédito, como el crédito abierto, que incluye las tarjetas de crédito, líneas de crédito como la protección contra sobregiros en su cuenta de cheques y líneas de crédito sobre el valor líquido de la vivienda. También explica las ventajas y desventajas de pagar a crédito y ofrece consejos sobre cómo evitar el crédito de alto costo.
Staying on Track with Credit - PowerPoint Slides. The Staying on Track with Credit Powerpoint training file is available for download in the "Download File" section.
Staying on Track with Credit - Lesson Plan. This packet provides guidance for teachers and team leaders. The 23-page packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.)
Questions and Answers About Obtaining and Managing Credit. By understanding how credit works, what it costs, and how to avoid accumulating too much debt, consumers can use credit to their advantage. The "Credit Training Manual" can help answer many questions about credit.
Staying on Track With Credit. Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid.
Personal Bankruptcy - Class Activities (Spanish). Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés La quiebra personal.
Talking to Teens about Money - Class Activities (Spanish). Este archivo en PDF contiene traducciones en español de las actividades para hacer en clase y los ejercicios para hacer en casa tomados del plan de enseñanza en inglés Talking to Teens About Money.
Talking to Teens about Money - Seminar Lesson Plan Packet (English). This PDF file provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets.
Saving to Build Wealth - Seminar Lesson Plan Packet. This PDF packet provides guidance for teachers and team leaders. The 27-page packet contains a detailed curriculum, classroom activities and take home worksheets.
Auto Insurance: The Basics. It’s every driver’s responsibility to have adequate auto insurance. This guide will help you determine how much—and what kinds of—coverage you need, and how to get protection at the best price.
Understanding Debit Cards. Debit cards look similar to credit cards, but they work differently. This publication explains how they work, what consumer protections exist and how cardholders can address problems with billing and unauthorized use.
Be Careful Where You Get Credit - Powerpoint Slides. This presentation is a companion to the brochure "Watch Where You Get Credit," which compares various sources of credit—from credit unions to pawn shops.
Watch Where You Get Credit. This publication explains the various sources of credit—from credit unions to pawn shops—and includes warnings about credit that consumers might want to avoid.
Manage Your Money Wisely - Tracking your money (Hmong). Thawj kauj ruam uas yuav xyuas koj cov nyiaj zoo mas yog koj yuavtsum ua ib daim budget uas pab qhia tias koj siv nyiaj rau dabtsi. Kev kaw nyiaj tseg rau ib daim ntawv (budget)yuav pab koj xyuas tias kev siv nyiaj yuav muaj li cas thiab pab koj tswj tau koj kev siv nyiaj. Koj yuav tsum paub seb txhua hli koj siv nyiaj npaum li cas thiab muab coj los piv nrog cov nyiaj uas koj ua tau txhua hli ua ntej koj mam ua tau ib daim ntawv kaw nyiaj (budget).
Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay.
Manage Your Money Wisely - Tracking your money (Cambodian). Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay.
Manage Your Money Wisely - Tracking your money (Laotian). Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay.
True Life Stories. Homeownership is a primary path to achieving financial security, and homeownership helps communities remain stable. This publication, available in Spanish and English in the popular "novella" (comic book) style, addresses some of the key mortgage, lending and financial management issues faced by homeowners.
Temas De La Vida Real. La compra de una vivienda es un camino principal para alcanzar la seguridad financiera y ayuda a que las comunidades permanezcan estables. Esta publicación, disponible en español e inglés en el popular formato de historieta, trata sobre los temas más importantes que los compradores de viviendas enfrentan, como las hipotecas, asuntos de préstamos y manejo de las finanzas.
Personal Bankruptcy - Seminar Lesson Plan Packet. This updated packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.)
66 Ways to Save Money. An illustrated brochure that provides 66 concrete steps consumers can take to save money or prevent fraud. Major topics covered are transportation, insurance, banking/credit, housing and utilities.
66 maneras de ahorrar dinero. Un folleto ilustrativo que provee 66 pasos concretos que los consumidores pueden tomar para ahorrar dinero o prevenir el fraude. Los temas más importantes incluyen tranportación, seguros, bancos/crédito, viviendas y servicios públicos.
Cuentas de cheques (2000). Cómo elegir los servicios bancarios, cuenta de transferencia electrónica (ETA) y más.
Manage Your Money Wisely - Seminar Lesson Plan (English). This PDF file provides guidance for teachers and team leaders. The 27-page packet contains a detailed curriculum, classroom activities and take home worksheets.
You Can Do It. A fact sheet explaining how to get out of debt, plan for your financial future, and save money. Includes a step-by-step guide to money management. Credit can be a useful tool for managing your finances and even building wealth. But, mismanaging credit can derail your long-term plans and lead to financial difficulties.
You Can Do It. CBO leader's guide to accompany 'You Can Do It: Managing Debt, Building Wealth' fact sheet A guide for CBO staff and other community leaders to help clients learn how to better manage their money. Topics include budgeting, bankruptcy, warning signs of too much debt and how to increase your bottom line.
Usted Puede Lograrlo. Hoja informativa que explica cómo salir de deudas, planificar su futuro financiero y ahorrar dinero. Incluye una guía paso por paso sobre el manejo de dinero. El crédito puede ser una herramienta útil para controlar sus finanzas y hasta para enriquecerse. Pero, la falta de control con el crédito podría descarrilar sus planes a largo plazo y causar problemas financieros.
Checking Accounts (2000). A fact sheet explaining the basics of checking accounts. Describes what to look for in a checking account and a checking account check list, as well information about electronic transfer accounts (ETAs), ATM cards and how to open a checking account
Successful Saving and Investing (2000). A fact sheet explaining the differences between various types of savings accounts, how to open a savings account and what the basics of investing are.
Questions & Answers About Financial Services. A guide to help community-based organization staff educate their clients about the value of having a bank account. Includes detailed information on banks, checking accounts, electronic transfer accounts (ETAs), credit unions, secured credit cards, loans to avoid and more.
Ahorros e Inversiones Exitosos. Un folleto que describe los tipos de cuenta y cómo abrir una cuenta de ahorro, ahorrar con éxito e invertir sus ahorros.
Your new electric choices. Since early 1998, most Californians can choose the company they buy electricity from. This fact sheet contains information about competitive electric service providers and contains tips on how to choose a provider, reasons for switching, and changes in your electric bill.
Collection Agency - Consumers in Debt Series. A fact sheet that explains what your rights are when dealing with a collection agency. It describes collection abuse, and answers such questions as whether you can be jailed for not paying a debt and what to do if you are being harassed by a collection agency.
Agencia Recaudadora. Un folleto que explica cuáles son sus derechos cuando trata con una agencia recaudadora de deudas. Describe los abusos por estas agencias, y le otorga respuestas a preguntas como si usted puede ser encarcelado por no pagar una deuda y qué hacer si está siendo hostigado por una agencia recaudadora de deudas.
Collection Agency (Chinese). A fact sheet that explains what your rights are when dealing with a collection agency. It describes collection abuse, and answers such questions as whether you can be jailed for not paying a debt and what to do if you are being harassed by a collection agency.
Surviving and Controlling Debt (Russian). An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and bankruptcy.
Surviving and Controlling Debt (Chinese). An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and bankruptcy.
Banking Basics (Chinese). An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards.
Budgeting and Planning (Chinese). An illustrated fact sheet explaining how to control financial problems by budgeting and planning. Explains the functions of a budget, how to do a cash flow analysis, and how to create a workable budget. Also describes how to stick to a budget and make it work.
Banking Basics (Russian). An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards.
Banking Basics. An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards.
Surviving and Controlling Debt. An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and bankruptcy.
Budgeting and Planning. An illustrated fact sheet explaining how to control financial problems by budgeting and planning. Explains the functions of a budget, how to do a cash flow analysis, and how to create a workable budget. Also describes how to stick to a budget and make it work.
Preparar el Presupuesto y Planear. Hoja informativa ilustrada que explica cómo controlar los problemas financieros preparando un presupuesto y planificando. Explica cómo funciona un presupuesto, cómo realizar un análisis de flujo de fondos y cómo crear un presupuesto que funcione. También describe cómo mantenerse dentro de un presupuesto y lograr que funcione.
