Housing Information
Housing Publications List
Hoja de recursos para la superación financiera. Esta hoja proporciona recursos e información para ayudarlo a administrar su dinero durante épocas difíciles. Detalla programas del gobierno para los que podría calificar y así acrecentar los ingresos de su familia para que el dinero le rinda más.
Financial Empowerment Resource Sheet. This fact sheet gives you information and resources to help you manage your money during difficult times. It details government programs that you might qualify for to boost your family income and help make ends meet.
Keeping Your Home - Protect your investment (Chinese). People who plan, budget and save for successful homeownership have a much better chance of keeping a roof over their heads and building wealth as property values increase over the years. This brochure covers the financial responsibilities of homeownership and how to manage them, how to maintain and protect your property, and how to build and preserve your home equity.
Keeping Your Home - Protect your investment (Spanish). Las personas que planifican, hacen un presupuesto y ahorran para tener éxito como dueñas de casa tienen muchas más posibilidades de mantener su hogar e incrementar su patrimonio a medida que el valor de su propiedad aumente con los años. Este folleto explica las responsabilidades financieras de los propietarios de una vivienda y cómo administrar estas responsabilidades, cómo mantener y proteger su hogar, y cómo aumentar y conservar el valor líquido de su vivienda.
Successful Homeownership - Leader’s Guide. Buying a home is a major achievement. But successful homeownership does not begin and end when the closing documents are signed. This Leader’s Guide provides information and background to help you teach prospective, new and established homeowners what they need to know to be successful at homeownership.
Keeping Your Home - Protect your investment (English). People who plan, budget and save for successful homeownership have a much better chance of keeping a roof over their heads and building wealth as property values increase over the years. This brochure covers the financial responsibilities of homeownership and how to manage them, how to maintain and protect your property, and how to build and preserve your home equity.
Specialty Consumer Reports. In addition to your credit report, there are other types of consumer reports called specialty consumer reports. This publication explains what kinds of specialty reports might exist for you and how you can see and verify the information in them.
Auto Insurance: The Basics. It’s every driver’s responsibility to have adequate auto insurance. This guide will help you determine how much—and what kinds of—coverage you need, and how to get protection at the best price.
Información Delicada: Su vida privada y el historial médico (2008). Su historial médico no es tan privado como usted se imagina. Este folleto explica algunos pasos que usted puede tomar para proteger la privacidad y veracidad de su historial médico. El mal uso de historiales médicos ha conducido a la pérdida de trabajos, discriminación, robo de identidad y situaciones embarazosas.
Sensitive Information - Privacy and Your Medical Records (2008). Your medical records are not as private as you might think. This booklet explains some steps you can take to guard the privacy and accuracy of your medical records. The misuse of medical records has led to loss of jobs, discrimination, identity theft and embarrassment.
Get a Car Loan. If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you.
It’s Your Health - How to get the most out of your HMO. A 16-page, illustrated booklet that describes doctor-patient relationships, knowing what is usually covered in HMO plans, standing up for your rights, and how to handle quality-of-care issues. Includes a 17-point coverage checklist.
Su salud - Cómo sacarle provecho a su HMO. Una guía ilustrada de dieciséis páginas que describe en qué consiste la cobertura de HMO, la relación médico-paciente, cómo defender sus derechos y cómo manejar los problemas de calidad en el cuidado de la salud. Incluye una lista de diecisiete asuntos de cobertura.
Es su decisión - ¿Le conviene a usted una HMO de Medicare?. Un folleto acerca de los cambios en el sistema de Medicare. Describe las asociaciones para la conservación de la salud (HMO) de Medicare y ofrece consejo para ayudarle a decidir si quiere afiliarse a una HMO de Medicare. Sugiere como manejar el sistema de Medicare con eficienca, evaluar los beneficios de los medicamentos bajo receta, escoger un médico de atención primaria y mucho más.
A Few Facts About Life Insurance. A fact sheet that discusses several elements of life insurance: who needs it; how to shop for it; how much coverage one needs; differences between Term insurance and Cash-value insurance; and insurance discrimination.
Algunos consejos sobre el seguro de vida. Hoja informativa que discute varios elementos de los seguros de vida: quiénes lo necesitan; cómo comparar precios; cuánta cobertura se necesita; la diferencia entre el seguro temporal y el que tiene valor en efectivo; y la discriminación en los seguros.
How to Avoid Becoming a Victim of Insurance Fraud. An illustrated brochure describing the warning signs of insurance fraud, with some concrete steps you can take to avoid becoming a victim. Though written specifically to help Asian Americans, this brochure contains information helpful to all consumers. It details several types of insurance fraud, such as: fake policies, premium fraud, unlicensed agents, unnecessary services, and insurance scams. It also describes how to get your money back and where to complain about insurance fraud.
What Asian Americans Should Know About Insurance Fraud. An 8-page, illustrated manual written to help agency staff answer their clients' questions about insurance fraud. Though written specifically for agencies that work with Asian Americans, it contains information relevant to any consumer's questions. It includes an appendix listing the insurance regulators for the top ten states with the largest Asian American populations.