13 mortgage facts that might surprise you

Source: Selena Maranjian, Motley Fool (USA Today)

A little shopping around can yield very different rates: You might assume that the current average interest rate is what you'll be offered, but that's not true. Different lenders will offer different rates.

Paying $100 more per month can shave five years off your loan: You probably know you can make extra payments to build equity and reduce your debt more quickly, but did you know just how powerful doing so can be?

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